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HESA in action

A Home Equity Sharing Agreement is not a loan. There is no interest, no monthly payment and no debt. Here is how Ontario homeowners are putting that equity to work. Select any tile to see how it applies.

Family looking out the window of their home

Ways homeowners use a HESA

One tile per scenario. Expand any of them for a short example of how the funds are typically used.

See what your home equity could unlock.

Enter your postal code to get started. We’ll only ask for a few high-level details to estimate what you may be able to access through a HESA.

Free estimate in 2 minutesNo impact on your credit score

No monthly payments. No interest. Keep full ownership of your home.

Estimates are for illustrative purposes only and provided for discussion. Figures shown exclude legal, appraisal, and transaction costs. A HESA is offered by The Home Equity Partners Inc. (“HEQ”) to eligible homeowners, subject to applicable eligibility requirements and HEQ approval. Actual terms, proceeds, and amounts available will depend on the property appraisal, underwriting, and final approval.

Does your situation look like one of these?

The next step is a conversation. No paperwork, no commitment.